How Health Insurance Works

Health insurance is the most complicated insurance you need to purchase. In this article, I'm going to walk you through what you need to know about how health insurance works and what to look for when either purchasing health insurance individually or enrolling in a medical insurance plan at work.

Health insurance has two parts

Health insurance is made of up of two parts:

• Medical benefits Medical benefits are benefits for things like doctor visits and hospital stays.
• Pharmacy benefits Pharmacy benefits are for medications.